October 2011 Mortgage Market Share Analysis

One of the hardest things that I have come across is educating homeowners that a short sale program is available to them and there is another option besides foreclosure! Life is unpredictable. When you’re having financial hardships or personal life issues and it has become hard for you to afford your monthly bills including the most costly bill of all, the mortgage, there is help out there. This is why we at Tippecanoe Title Services felt compelled to create a program specifically designed to assist Realtors and homeowners with short sales.  Contrary to most beliefs, the lenders are willing to help and understand what you are going through. The banks now are becoming more and more sensitive to the hardships that people all over the world are facing. They are willing to work with homeowners and help them get out from underneath a property that they can no longer afford or that they cannot sell for the amount they owe due to the real estate market. We all make promises to pay the debt back to the bank and with a short sale you still are able to fulfill some of your obligation to the bank as opposed to letting it go to foreclosure leaving the bank with less and you with even more of a hardship.  Call or email today to see how we can help! 

Kristin Johnsen

Short Sale Specialist

EXPECT……..

1. Free parking in our attached garage which is especially nice during bad weather!
2. A warm welcome!
3. Fresh cookies and refreshments!
4. To provide a copy of your DL or other photo ID!
5. To ask questions that you may have!
6. Your closing agent to go over the settlement statement line by line!
7. Your closing agent to review any and all loan documents!
8. To receive copies of all documents pertaining to you!
9. To receive any proceeds you may be getting at the end of closing!
10. Multiple parties to potentially be present such as:
    1. Buyers
    2. Sellers
    3. Lenders
    4. Realtors
    5. Closing agent
    6. Other TTS representatives

11. Last but not least:  Expect Tippecanoe Title Services to do everything in our power to make your real estate transaction as easy and painless as possible……